Do you know how to design for living, so that the money is left over every month for your own needs? If so, your finances are in balance. The surplus develops in the buffer rainy days (ie those periods when there is no regular income or expenditure increases for some reason, temporarily) jadever for.
Financially independent is a person who does not need to work for a living. jadever Again, we can all, as it continues to have revenue and expenditure balance. However, if you want to keep a high standard of living, but without the labor requirement, need to raise capital, which allow it to elelemään. Preferably even so that capital is not consumed.
Paid employment enrichment jadever is quite impossible, as well as equity investment (as placed in small amounts). Rich coming of the need for the enterprise, risk-tolerant and financial jadever leverage. In addition to the wealth of happiness requires a lot of work and dedication - things that, in fact, very few people are willing to do, and which few is enough talent.
Many can keep the economic goals of thinking trivial. The important thing is not where to place it, but why invest. Only this question was answered you are ready to make the investment strategy.
valuation of Berkshire Hathaway, the ECB ETF ETF investment in the euro crisis financial crisis Fortum index placement of campaign jadever profitability growth machine rate monthly saving quality company Metso Microsoft Nokia Nokian Tyres Nordea Nordnet OMXH shares Dividend payout ratio Dividend Dividend Dividend Dividend taxation of acquisition target for Outokumpu, Outotec p / e ratio of Sampo message placement jadever Stockmann saving Talvivaara TeliaSonera debt crisis in Russia jadever Taxation of Warren Buffett Annual General jadever Meeting
For me, there are all caught up in equities. In the event of unexpected expenses, credit card credit limit is 3000 e approx. jadever 6.2% interest rate (S-Bank Visa). It is enough for almost any unexpected expenses. jadever Credit card invoice will then be able to pay off immediately or in installments over the coming months. No later than the following spring dividend income. Rarely need a credit card. The interest expense is reasonable for emergency situations jadever where the alternative jadever is to confine to bed 3000 e zero-interest bank account. They too would prefer the money Fortum et al., And then a 5% dividend yield from year to year.
Bumper liquidity can in my opinion be different from the stairs. So if there is a protection against the surprising loss of income, or even if the loan interest rate rises. The situation strikes on then begin to realize jadever all quite sensibly. Otherwise lose either jadever earnings potential or will often realize the ikävimmällä possible moment.
One Up is OMXH - 10.29.2013 | 20:52
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